I imagined instantly subtract regarding the bank system?

because of the right, they doesnt number in the event your most is created towards financing or the c/a great, it’s still prominent protection in the event that its in a choice of among they. because of the left. we wouldnt know the way it truly does work here. (seek advice from their once again maybe?)condition 2 = semi-flexi only has 1 membership. to ensure that their to reduce the dominant, the money Need to credit to your housing mortgage account (subject to LO TnC). one commission made to the c/a have actually nothing at all to do with their dominant as these accs are not connected. therefore, the second officer is actually “korek”. =)

Actually to possess scenariio step one= I asked new manager regarding your old-fashioned financing, she said perhaps not flexi next indicates myself best to grab other totally flexi bundle.

Scen dos= so this is “korek” haha. Your setting any kind of a lot more payment so you can financing good/c will deduct the principal amte to this LO, think about the brand new T&C stated that we must offer advance observe while making more payment. nevertheless administrator said not require as his or her LO not enhance, the newest LO still in accordance with the old that, nevertheless the bank operating system already revision. How does ? I’m afraid immediately after finalizing often be sorry for later on, every mth should see financial to give downpayment .

Surely got to up-date bank?

.As to the reasons try not to such as totally flexi? If any time generate down payment has to enhance bank, we wld instead grab totally flexi. Save time.

Read and Hleong islamic no securing period, promise you could potentially tell us for folks who got people futher facts. Thx.

In fact to possess scenariio 1= I asked this new officer about your antique financing, she said maybe not flexi next suggest myself better to capture other totally flexi plan.

Scen dos= making this “korek” haha. You setting any sort of even more fee in order to loan good/c commonly subtract the principal amte to this LO, how about the latest T&C reported that we have to provide improve find and also make most payment. however the manager said n’t need as their LO maybe not update, this new LO nevertheless according to research by the dated that, although bank operating system already enhance $255 payday loans online same day Indiana. Why does ? I’m afraid once signing have a tendency to feel dissapointed about later on, most of the mth must see financial provide advance payment .

Got to up-date financial?

.Why don’t such as fully flexi? Or no go out make advance payment has to upgrade financial, we wld rather need fully flexi. Save time.

Heard along with Hleong islamic zero locking months, vow you might tell united states for folks who got any futher details. Thx.

if or not their partial otherwise full flexi, their more or less the same thing. imagine of it since a handbook car or auto vehicles. highest FC and up-remain fees into benefits versus more feet work with minimal maintaince costs. apparently talking.

out-of private point of view, i’ll say go full-flexi if you possess the extra dollars if in case your heading so you’re able to roll the money that often.

i am not saying totally sure regarding UOB’s pratices, but u can also be consult with the new officers what type of see to help make the extra fee? non-prescription observe, 1 month find ahead of time an such like.

Does anyone with this specific loan bundle. Pls show specific light in my experience. My main priority is the improve/prepayment. Let’s say mthly fees was RM1k, and i pay RM1.5k all mth into the financing a great/c. Really does the latest RM500 usually subtract throughout the Dominating amt , following reducing the focus charges?

One told you”No”, the extra commission commonly park on the an effective/c and apply given that a great mthly fees when owed. Notice should be supplied to bank if the need the extra payment to-be deduct the main. She advise us to fill up a complete flexi real estate loan.