Today, Citi cardholders have the choice out-of accessing both more quickly as a consequence of Citi Fold Fund

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Key takeaways

• Citi Flex Financing will let you withdraw specific or all of your readily available Citi card credit due to the fact a loan
• Taking their financing since the good Citi Fold Financing gives a predetermined payment per month and you may repaired interest up to the loan is actually reduced back into complete
• Citi Bend Funds provide an abundance of experts, including perhaps not demanding an extra hard borrowing inquiry, however you will have to work on the brand new quantity to be sure they seem sensible for your state

Credit cards give a handy cure for pay money for informal instructions, yet you’ll find always situations where you may like dollars.

The new Citi Fold Financing program will be a useful replacement running right up an equilibrium on your own card having unexpected expenses otherwise taking out fully credit cards cash advance. Payday loans generally want an upfront payment (typically 5 per cent of your own advance number), together with currency you acquire will begin accruing interest on an effective highest varying rate regarding big date you to no grace several months.

If you’re looking to possess a better solution, Citi Bend Money can be worth examining. This is how Citi Fold Finance work with behavior, and some ideas to help you is a great selection for your.

What is good Citi Bend Loan?

Citi Flex Fund and Urban area Fold Pay are two applications that provide cardholders https://availableloan.net/payday-loans-ks/ much more versatile fee selection and you may fixed words because of Citi’s Citi Flex Arrangements.

Which have an effective Citi Flex Mortgage, you can pull out a loan in your eligible Citi card’s personal line of credit within a fixed interest. You may also decide how much you will want to acquire and you will accept on the a predetermined monthly payment and you will repaired rate of interest you to persists toward life of the loan instead of doing an alternate software otherwise credit assessment.

Citi Bend Spend, at exactly the same time, was an adaptable commission policy for Citi cardmembers which enables eligible credit card sales is paid off over the years with a beneficial repaired Apr.

Each other Citi Fold Money and you can Citi Bend Spend is actually solutions once you would good Citi Bend Package., Citi’s system providing cardholders more flexible fee possibilities and you may repaired terms.